PCR Educator now processes Canadian bank payments through Stripe pre-authorized debits (PAD) under Payments Canada rules. Canadian schools that could not use eCheck can now offer families the same save-once, pay-automatically experience that US schools have had for years, in Canadian dollars.
What's new
Pre-authorized debit support for Canadian schools. A Stripe payment configuration now accepts family bank accounts alongside credit cards. Families save an account once, and Auto-Pay drafts invoices on the school's schedule.
Bank account verification built into the portal. After a family saves a bank account, the portal shows a verification notice. Stripe sends two small deposits within 1 to 2 business days, and the family confirms the amounts through a linked Stripe page. Stripe also emails the family a confirmation of the debit agreement and a notification for each debit, as Payments Canada requires.
Charge currency follows the payment configuration. A Canadian school sets the Processor Culture to en-CA, and every Stripe payment processes in Canadian dollars.
Failed debit monitoring. Bank debits settle over several business days. If a debit fails after acceptance, PCR Educator is notified automatically and coordinates the receipt reversal with your business office.
Why it matters
Canadian schools have been exporting payment files and uploading them to their bank's EFT platform by hand. That workflow disappears. Families authorize once, invoices draft automatically, and bank debits cost a fraction of credit card processing. The business office keeps the same receipts, deposits, and reconciliation it uses today.
A few ways to talk about it
- Canadian families can now pay tuition straight from their bank accounts, with no manual EFT files.
- Save once, verify once, and Auto-Pay handles every invoice after that.
- Bank debits cost schools a fraction of credit card processing fees.
Available now to all PCR Educator schools. Your account team can walk you through Stripe setup and pre-authorized debits whenever you're ready.